Manushak is an agronomist from the village Chiva of Vayots Dzor region. She lives with her husband and two little sons (8 and 2 years old). Manushak works in the local school. The salary she gets there is very low, and it is impossible to meet the family's daily needs with that salary. With the help of her husband Manushak breeds a livestock of cows and hens. The family is also engaged in cultivation of several fruits (peach, apricot, apple, pear and walnut). Those are the most important sources of family's income. As the family's everyday costs are increasing day by day, they need to find more sources of income to meet their needs. Manushak currently needs a loan of USD 3000 to purchase a cow and calf, to buy forage for the livestock and to pay for the harvesting services. She and her family will be very thankful to all the lenders for supporting them to maintain and develop their agribusiness.
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SEF’s mission is to extend business development and financial services to emerging entrepreneurs in search of productive opportunities to support their families and communities and to build bright futures for children in Armenia.