A loan of $425 helped to buy sheep.


Elmira's story

Elmira is 40 years old, married, and together with her husband is raising five children. Elmira has a high school education. As a main source of income for her family, Elmira is involved in raising livestock, having started 15 years ago with the purchase of livestock at 3,000 som KGS. Thanks to her hard work, Elmira today has on her homestead: two dairy cows and five sheep. Monthly income reaches 4,000 som (KGS). With the aim of further developing her homestead, Elmira turned to the microfinance bank Bai-Tushum and Partners for a loan of 20,000 som (KGS) to buy sheep to increase the count of livestock. Elmira plans to invest income from the loan to further increase the count of domestic livestock and plans to save money for home repairs.

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Translated from Russian by Kiva volunteer JD Bergeron



Loan details


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Loan details