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Inear, 56, is married, and he has children and 4 dependents whom he is looking after due to the death of their parents. He is an agriculturalist who majors in cattle fattening and coffee growing in his region. He gets a salary from teaching as another source of income apart from agriculture.

He has managed to look after his family and also help pay tuition for the four dependents after the death of their parents.

Ineah is applying for a loan of 1,500,000 UGX to improve the quality and look of his house, which is in very bad shape, by plastering, flooring and painting its rooms.

Ineah’s major challenge is his poor housing conditions at the moment, but he hopes to overcome it after he has gotten the loan.

His dream is to own one of the largest farms in his region and to produce 200 liters of milk a day. Ineah thanks Ugafode for allowing the disadvantaged to access low-interest-rate loans to improve their households.

Additional Information

More information about this loan

This loan is part of UGAFODE”s Micro Mortgage Loan program.  Many of these clients are currently renting and these loans allow them to own their home and provide for their families. This may be their first home, or renovation to homes not fit for habitation.  By building and renovating, borrowers who utilize these loans have improved health and safety through a stronger structure and better protection from the elements.  UGAFODE offers these loans to cover essential costs like labour and material so borrowers can provide adequate shelter and sanitation facilities for their families.

About Housing Loans

Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.


About Uganda

  • $1,800
    Average annual income
  • 140
    View loans »
    Uganda Loans Fundraising
  • $33,609,650
    Funds lent in using Kiva
  • 2,560.0
    Uganda Shillings (UGX) = $1 USD

Success!! The loan was 100% repaid

A loan of $600 helped Ineah to buy paint and hire labor.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Sep 13, 2013
Sep 28, 2013
Currency Exchange Loss:
Sep 20, 2014