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Katenga Turibanwe Group
In this Group: Edaward*, Oliver, Javailo, Justine, Madina, Abias, Annet, Ziporah, Federico, Christine
* not pictured
Justine, a widow with four children, is a member of a Katenga Turibamwe Group subgroup. She is businesswoman who cultivates, buys and sells agricultural produce, which she has done since 2000. In addition to the produce business, she also does subsistence farming, which is her other source of income.

The business is located in rural Kakyera-Katenga-Mitooma, and she started the business to be able to develop her family and meet their basic needs. Her clients are mainly people from the neighboring district, and she hopes to buy more produce using the loan money (400,000 shillings).

Justine describes herself as an honest business partner and says this has greatly helped her in her business. She says competition is her main challenge, but she hopes to overcome it with time. Her hope is to get more loans, which will eventually help her to break through financially and enable her to meet her children's educational needs adequately. She thanks the group members for standing by each other and Kiva lenders for the great support.

Additional Information

More information about this loan

This loan is part of UGAFODE's program for clients who live in isolated rural areas with limited access to financial services. Uniquely, UGAFODE focuses its efforts on agricultural areas in Uganda that are over 50 km from their branches, providing loans to both groups and individual borrowers. The organization believes that the risk of offering services to remote clients is outweighed by the benefits to customers and their often underserved communities.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.


About Uganda

  • $1,800
    Average annual income
  • 124
    View loans »
    Uganda Loans Fundraising
  • $33,817,625
    Funds lent in using Kiva
  • 2,560.0
    Uganda Shillings (UGX) = $1 USD

Success!! The loan was 100% repaid

A portion of Katenga Turibanwe Group's $2,350 loan helped a member to buy agricultural produce to sell.
100% repaid
Repayment Term
10 months (Additional Information)
Repayment Schedule
Sep 11, 2013
Sep 27, 2013
Currency Exchange Loss:
Jun 17, 2014