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Sri Krushna Group
In this Group: Sabitri, Kunti, Lalita, Rukmani, Sabhya, Basanti
Sabhya lives in the small village of Muniguda in the district of Rayagada, Odisha, India. She is a headstrong and confident lady. She hails from a poor family below the poverty line. The lady seated third from left in the photo, raising her hand, is Sabhya. She is 38 years old and lives with her husband and two sons, ages about 19 and 16 years old.

Sabhya has been selling vegetables in the local market for the last 10 years with the handholding support of her husband. Nowadays, her monthly family income is about 6,000 Indian rupees (INR).

In the year 2011, Sabhya along with five women of her village formed a group to avail a loan from Mahashakti Foundation to expand their businesses. Now Sabhya wants a third cycle loan for the growth of her business. Sabhya wants a loan to purchase vegetables and fruits, such as tomatoes, brinjal [eggplant], carrots, potatoes, onions, garlic, zinger, green chillies, lemons, apples, and grapes, etc. In the future, she wants to expand her business and be a vegetable wholesaler.

Out of the other five members of the group, Rukmani and Kunti want a loan for their broiler business. Lalita and Basanti want a loan for selling vegetables and Sabitri wants a loan for a fruit business. All six members have established businesses and have the same economic status in society.

Additional Information

More information about this loan

Mahashakti Foundation focuses its work in some of the most underdeveloped districts in Odisha, characterized by poor infrastructure and high levels of poverty. By supporting this loan, you are enabling access to finance for women living in some of India's poorest and most remote areas.

Important note about this loan

Due to Indian government regulations, if you fund this loan, you will not be repaid for at least 3 years. This borrower will likely repay your loan much sooner than that, in which case, the Field Partner may re-loan your funds to help other local borrowers. We want you to be aware of this minimum 3-year waiting period and the associated risks before making a loan to Indian borrowers on Kiva. Learn More >

About Mahashakti Foundation

Mahashakti Foundation is a public charitable trust that provides microfinance and development services in the low-income state of Odisha. Operating in the poorest region of India, the organization strives to serve rural communities, tribal groups and others living on less than USD$1 a day. In addition to microcredit, it also provides micro-savings and micro-insurance products, as well as business development, health, water and sanitation, and food security services.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.


About India

  • $4,000
    Average annual income
  • 5
    View loans »
    India Loans Fundraising
  • $6,743,675
    Funds lent in using Kiva
  • 62.2
    India Rupees (INR) = $1 USD
Paying Back

This loan has been fully funded!

A portion of Sri Krushna Group's $1,300 loan helped a member to purchase vegetables and fruits, such as tomatoes, brinjal, carrots, potatoes, onions, garlic, zinger, green chillies, lemons, apples and grapes, etc.
0% repaid
Repayment Term
43 months (Additional Information)
Repayment Schedule
At end of term
Oct 10, 2013
Sep 28, 2013
Currency Exchange Loss: