A loan of $2,900 helped a member to purchase gram flour, oil, dry chilly, puffed rice and spices, etc..


Kalyani Group's story

Mamana, age about 47 years, resides with her husband and two sons, ages about 22 and 20 years, in Muniguda of Rayagada District in Odisha, India. The lady standing at the extreme right with a raised hand in the photograph is Mamana. In the year 2009, she formed a group with other members of her village to avail a loan from Mahashakti Foundation.

For the last five years, Mamana is making mixture (snacks) and selling it. Her husband is supporting the business. Mamana’s household income per month is about 8,000 Indian rupees. According to Mamana, this amount is not at all sufficient for her to manage the household expenditures. So she wants to expand her business to earn some extra income.

She has already availed three loans from Mahashakti with 100% on time repayment. It is her fourth cycle loan. With the present loan, she wants to purchase gram flour [made from ground chickpeas], oil, dry chilly, puffed rice and spices, etc., for the preparation of mixture. Some part of the loan will be invested to purchase utensils for making mixture. She has a dream to establish a big mixture factory in Muniguda.

Out of the other five members of the group, Tuku and Pratima need a loan for their betel shop and saloon respectively. The rest of the three members, Manju, Lalita and Jhara, want a loan for a leaf plate business.

In this group: Tuku Kumari, Lalita, Manju, Pratima, Jhara, Mamana
*not pictured



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Loan details