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Betty is a young woman, aged 27 years old, from a local cell in Kakoba Division - Mbarara district. She grew up in a very poor neighborhood. This forced her to study nursing so that she could come back and help her community. She succeeded in pursuing her career, and now she is working in the community health center. Through a little facilitation from the health center, she has managed to construct a house and now she is applying for a loan of 3,000,000 UGX to complete her house. She is happy that soon she will be leaving the class of tenants to that of house owners - courtesy of the Kiva lenders. She is determined and hardworking.

Additional Information

More information about this loan

This loan is part of UGAFODE”s Micro Mortgage Loan program.  Many of these clients are currently renting and these loans allow them to own their home and provide for their families. This may be their first home, or renovation to homes not fit for habitation.  By building and renovating, borrowers who utilize these loans have improved health and safety through a stronger structure and better protection from the elements.  UGAFODE offers these loans to cover essential costs like labour and material so borrowers can provide adequate shelter and sanitation facilities for their families.

About Housing Loans

Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.


About Uganda

  • $1,800
    Average annual income
  • 119
    View loans »
    Uganda Loans Fundraising
  • $33,852,025
    Funds lent in using Kiva
  • 2,572.9
    Uganda Shillings (UGX) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,175 helped Betty to buy building materials.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Sep 16, 2013
Sep 27, 2013
Currency Exchange Loss:
Sep 20, 2014