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Merly is 56 years old and married. She has five children, and she works very hard to provide for them. Merly runs a general store in the Philippines. She has been in this business for 10 years and sells a variety of items, such as seasonings, canned goods, soy sauce, milk, and coffee.

Merly has requested a PHP 20,000 loan through NWTF. She will use it to buy additional items to sell in her general store, like seasonings, canned goods, soy sauce, milk or coffee. Merly would like to save enough to provide a secure future for her family.

Additional Information

About Negros Women for Tomorrow Foundation

Negros Women for Tomorrow Foundation, Inc. (NWTF) is a non-governmental organization established with an aim to help men and women achieve self-sufficiency, particularly in the province of Negros Occidental’s low-income communities. The organization offers its clients a wide variety of products, including loans for micro-entrepreneurs, hospital income benefits, life insurance, accidental death benefits and more. Kiva lenders’ funds will be used to expand the reach of these products to low-income urban and rural communities.


About Philippines

  • $7,000
    Average annual income
  • 343
    View loans »
    Philippines Loans Fundraising
  • $70,673,000
    Funds lent in using Kiva
  • 43.1
    Philippines Pesos (PHP) = $1 USD

Success!! The loan was 100% repaid

A loan of $475 helped Merly to buy additional items to sell, like seasonings, canned goods, and coffee.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
Sep 9, 2013
Sep 27, 2013
Currency Exchange Loss:
Apr 16, 2014