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03.04.05 - Quảng Hưng Group
In this Group: Hương, Thủy, Bích, Lý, Phương, Nhung
Hương has a retail business selling coal. She is requesting a loan to purchase coal to resell. This is Hương's first loan with Fund for Thanh Hoa Poor Women. Hương is the group leader of the 03.04.05 - Quảng Hưng solidarity group, which consists of 6 members.

Hương is 38 years old. She is married with 3 children. Hương supports 3 dependents with her business in Thanh Hoa city, an urban town in the Thanh Hoa province. Hương has been involved in her business for more than 10 years. The main hardship that Hương faces in her business is the lack of capital.

In the future, Hương hopes for her business to do well, for her family to be healthy and happy, and for her children to find good jobs.

Additional Information

About Thanh Hoa Microfinance Institution Limited Liability (Thanh Hoa MFI)

Thanh Hoa MFI works to provide credit to women and their families in the central Vietnamese province of Thanh Hoa, one of the poorest regions of the country. The institution's target clients are poor and low-income women who have the ability to work but lack the capital. Accordingly, Thanh Hoa MFI prioritizes single mothers, low-income women with children who have dropped out of primary school, and Viet Nam’s poorest women who cannot access any formal financial services.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.


About Vietnam

  • $5,600
    Average annual income
  • 70
    View loans »
    Vietnam Loans Fundraising
  • $17,284,100
    Funds lent in using Kiva
  • 21,276.6
    Vietnam Dong (VND) = $1 USD

Success!! The loan was 100% repaid

A portion of 03.04.05 - Quảng Hưng Group's $1,500 loan helped a member to purchase coal to resell.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Aug 24, 2013
Sep 27, 2013
Currency Exchange Loss:
Sep 17, 2014