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Sonia Marina

Update on Sonia Marina

Sonia is the mother of 4 children. All are young students. Her greatest desire as a mother is to be able to see her children become good people and put all of their efforts into their education.

She makes a living by making and selling tortillas in her home. She also sells cheese curds and sodas.

She requests this loan to invest in the purchase of raw materials, like 6 quintales of corn and firewood.
View original language description ↓
Sonia, es madre de 4 hijos, todos menores de edad y estudiantes. Su mayor anhelo como madre es poder ver a sus hijos convertidos en personas de bien, pone todo su esfuerzo en su educación. Se dedica a la elaboración y venta de tortillas en su casa de habitación, también vende cuajada y gaseosas. Solicita el crédito para invertir en la compra de materia prima como 6 quintales de maíz, leña.

Previous Loan Details

Sonia is 40 years old. Her husband sells cosmetics for a living, and she sells tortillas, soda, soft drinks, cheese, and cream. With this income, they support their four children, who are still going to school. Their dream is to see their children become strong professionals. Sonia is applyin... More from Sonia Marina's previous loan »

Additional Information


This loan is administered by AFODENIC, La Asociación para el Fomento al Desarrollo Nicaragua, a Kiva Field Partner based in Managua, Nicaragua. Founded in 1999, AFODENIC was created to promote the socio-economic and cultural development of sectors that are excluded from commercial banking. Integrating economic and human resources, AFODENIC offers affordable and adaptable financial services aimed at strengthening the family unit of their clients, who include students, producers, and micro- and small entrepreneurs from rural and urban areas. AFODENIC is a socially responsible institution engaged in society and making a positive impact on its professional partners and communities.

Supporting a borrower through AFODENIC contributes to the pursuit of innovation in mitigating poverty in Nicaragua. Visit AFODENIC’s partner page for more information.

Concurrent and Successive Loans

Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.

This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.


About Nicaragua

  • $4,800
    Average annual income
  • 38
    View loans »
    Nicaragua Loans Fundraising
  • $26,366,175
    Funds lent in using Kiva
  • 25.5
    Nicaragua Cordobas (NIO) = $1 USD

Success!! The loan was 100% repaid

A loan of $400 helped Sonia Marina to buy 6 quintales of corn and firewood.
100% repaid
Repayment Term
13 months (Additional Information)
Repayment Schedule
Aug 21, 2013
Sep 20, 2013
Currency Exchange Loss:
Jul 17, 2014