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Irma Margarita
Irma, 38, is in a common law relationship with her husband and they have three children; she lives in the municipality of Taulabe. She’s sold grocery items like canned goods, eggs, shortening, soft-drinks, rice, sugar, corn, beans, flour, soap, etc. for two years. Her store is home-based and she already has a good clientele.

She’s decided to request a 6,700 Lempira loan to be able to stock her store with more products like basic grains, shortening, soft-drinks and snacks to meet customer demand. She’s planning to invest her profits in home repairs in order to have better conditions.
View original language description ↓
Irma, tiene 38 años de edad, vive en unión libre con su esposo con quien tiene tres hijos y reside en el municipio de Taulabe. Hace 2 años se dedica a la venta de productos de abarrotería como ser productos enlatados, huevos, manteca, refrescos, arroz, azúcar, maíz, frijoles, harina, jabón, etc. Este negocio lo tiene en su casa y ya cuenta con buena clientela. Ha decidido solicitar un préstamo por 6,700 Lempiras para poder surtir su negocio de más productos como granos básicos, manteca, refrescos, y churros y satisfacer a sus clientes. Ella tiene previsto invertir las ganancias en reparar su casa para tener mejores condiciones.

Additional Information

About Organización de Desarrollo Empresarial Femenino Financiera, S.A.

This loan is administered by Organización de Desarrollo Empresarial Femenino Financiera, S.A. (ODEF), a Kiva Field Partner in Honduras. A leader in the microfinance sector since 1985, ODEF strives to combat poverty by offering a wide array of financial services to low-income men and women. The organization works with its parent NGO, ODEF OPD, to provide training and technical assistance to impoverished microentrepreneurs. By incorporating the entire family unit in this process, ODEF OPD aims to improve the standard of living through the creation of profitable enterprises. Visit ODEF’s partner page for more information.


About Honduras

  • $4,800
    Average annual income
  • 59
    View loans »
    Honduras Loans Fundraising
  • $9,391,025
    Funds lent in using Kiva
  • 20.4
    Honduras Lempiras (HNL) = $1 USD

Success!! The loan was 100% repaid

A loan of $350 helped Irma Margarita to buy stock merchandise for her store.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Sep 2, 2013
Sep 19, 2013
Currency Exchange Loss:
Jun 17, 2014