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Update on Mishach

Mishach is a 30-year-old married man with 4 children and 2 very old parents who depend on him. He deals in cattle fattening and milk trade as his major source of income. He owns 70 cows of which a majority are for milk production. With income from his milk trade, Mishach has managed to look after his family, including his parents, by providing them with medication, paying school fees for his children, and constructing a permanent house for the family.

Mishach is applying for a loan of 3,000,000 UGX to buy more milk cows to increase his milk production. He will also use the loan to buy veterinary drugs for the cows. His major challenges are the dry season, which leads to inadequate grass to feed his animals and lack of water, as well as poor storage facilities that cause his milk to go bad and decrease his milk supply. His dream is to own a milk cooling plant in his region. Mishach is a very honest and hard working man.

Previous Loan Details

Mishach is 29 years old and married with 3 children and 1 orphaned dependent. He is a herdsman, mainly dealing in cattle fattening as his major source of income. He started the project in 1998 with 4 cows. Mishach has earned a lot from this project. He has managed to build a permanent house for h... More from Mishach's previous loan »

Additional Information

More information about this loan

This loan is part of UGAFODE's program for clients who live in isolated rural areas with limited access to financial services. Uniquely, UGAFODE focuses its efforts on agricultural areas in Uganda that are over 50 km from their branches, providing loans to both groups and individual borrowers. The organization believes that the risk of offering services to remote clients is outweighed by the benefits to customers and their often underserved communities.

Concurrent and Successive Loans

Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.

This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.


About Uganda

  • $1,800
    Average annual income
  • 92
    View loans »
    Uganda Loans Fundraising
  • $33,579,050
    Funds lent in using Kiva
  • 2,572.9
    Uganda Shillings (UGX) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,175 helped Mishach to construct a shed for his animals.
100% repaid
Repayment Term
12 months (Additional Information)
Repayment Schedule
Sep 9, 2013
Sep 27, 2013
Currency Exchange Loss:
Aug 17, 2014
This photo was used before for a previous loan for Mishach. It was first posted on Kiva on Dec, 2012. Learn More