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Arnaldo is a widower and has three children who attend elementary school. He's 35 years old and has been a vendor for over 10 years. He works 10 hours a day.
With the amount of the loan he'll purchase cement, sand and rods in order to continue the construction work.
In the future he intends to build a house for his children for when they're grown up.
He states that he'll repay the loan in a timely fashion so he can request more loans again.
View original language description ↓
O senhor Arnaldo é viúvo e pai de 3 filhos que frequentam o nίvel primário tem 35 anos de idade é comerciante há mais de 10 anos e trabalha durante 10 horas por dia.
Com o valor do emprestimo vai comprar cimento, areia, varões para dar continuidade a sua obra.
No futuro pretende construir casa para os filhos para quando eles crescerem.
Diz que irá pagar pontualmente o empréstimo para voltar a solicitar mais.

Additional Information

About Housing Loans

Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.


About Mozambique

  • $1,200
    Average annual income
  • 51
    View loans »
    Mozambique Loans Fundraising
  • $3,101,775
    Funds lent in using Kiva
  • 29.9
    Mozambique Meticais (MZN) = $1 USD

Success!! The loan was 100% repaid

A loan of $850 helped Arnaldo to purchase cement, sand and rods in order to continue the construction work.
100% repaid
Repayment Term
20 months (Additional Information)
Repayment Schedule
Sep 9, 2013
Sep 19, 2013
Currency Exchange Loss:
Sep 17, 2014