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M. Nawaz
M. Nawaz is 47 years old and lives with her family in the area of Lahore, Pakistan.
He is the father of three children and all of them go to school. He is a cattle trader by profession, buying cattle from different villages and selling them to the butchers. Now that Eid-ul-Azha (Muslim religious holiday) is about to come, demand for cattle will increase. In these days, he sells his cattle to the common people. Also during these days, the demand for bull calves peak. Every year in this season he offers a bull calve to the common people. He brings his all bull calves to the animal market and stays with the cattle 10 to 15 days. After selling his cattle he goes back to home to celebrate Eid festival with his family.
M. Nawaz wants to buy more bull calves to sell in the market but he lacks funds this year.
Therefore, M. Nawaz requested a loan from Kiva’s field partner so that he could buy more bull calve to sell. He hopes that he will pay all the installments on time. With the profit, he will buy new dresses and shoes for his family to celebrate the Eid festival.
He hopes that this season he will be a more profitable business than before.
M. Nawaz is very pleased after taking this loan and is thankful to the BRAC Pakistan.

Additional Information

More information about this loan

BRAC Pakistan focuses its work in some of the most underdeveloped parts of Pakistan, characterized by poor infrastructure and high levels of poverty. By supporting this loan, you are enabling access to finance for borrowers living in some of Pakistan's poorest areas.

About BRAC Pakistan

BRAC Pakistan is a subsidiary of BRAC, one of the world’s largest development organizations with a focus on microfinance and economic empowerment. It offers micro-loans designed to help small businesses, very poor clients and others, in addition to health and education services. Kiva’s flexible, zero-interest capital will enable BRAC to expand its outreach in underserved regions and to women who have had no access to microfinance services.


About Pakistan

  • $4,700
    Average annual income
  • 264
    View loans »
    Pakistan Loans Fundraising
  • $17,365,700
    Funds lent in using Kiva
  • 105.8
    Pakistan Rupees (PKR) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,425 helped M. Nawaz to buy bull calves to sell.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Sep 18, 2013
Sep 26, 2013
Currency Exchange Loss:
Oct 17, 2014