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Kakigani Twimukye Newer Group
In this Group: Jane, Tofasi, Josephine, Miriam, David, Janansi, Salimah, Fred
Jane is a widow, age 35, from Kakigani, a suburb in Mbarara municipality. She dropped out of school and got married when she was young. At the age of 35 and with four children, the husband passed away leaving her with no source of income to support the family.

She acquired a loan of UGX 800,000 and started up a food stall in the market in order to survive and cater for her children. This business grew and helped her sustain her family.

Her business progressed with the help of Ugafode micro-finance loans, and this motivated her to mobilize her colleagues in the market to form a development group called Kakigani Twimukye group. This group has made their businesses prosper, and they are requesting loans to help them increase their business working capital to improve their standards of living.

Jane in particular will use the loan to buy more stocks of food stuff to sell.

Additional Information

More information about this loan

This loan is part of UGAFODE's program for clients who live in isolated rural areas with limited access to financial services. Uniquely, UGAFODE focuses its efforts on agricultural areas in Uganda that are over 50 km from their branches, providing loans to both groups and individual borrowers. The organization believes that the risk of offering services to remote clients is outweighed by the benefits to customers and their often underserved communities.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.


About Uganda

  • $1,800
    Average annual income
  • 178
    View loans »
    Uganda Loans Fundraising
  • $32,667,650
    Funds lent in using Kiva
  • 2,572.9
    Uganda Shillings (UGX) = $1 USD

Success!! The loan was 100% repaid

A portion of Kakigani Twimukye Newer Group's $5,175 loan helped a member to buy stocks of food for sell.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Aug 19, 2013
Sep 26, 2013
Currency Exchange Loss:
Sep 20, 2014