Fighting for a better future? We need your help.

Creating a more equitable world takes a lot of time and energy, but at Kiva we’re in it for the long haul. 100% of money lent on Kiva goes to funding loans. That means we rely on donations from people like you to make this work possible.
Your donation of any size makes a difference. Thanks for investing in a better future,
Premal Shah, President & Co-Founder, Kiva
  • $25
  • $35
  • $50
  • Submit
  • Other

A loan of $875 helped to buy a new deep freezer and stock of food for resale in her store.


Joyita's story

Joyita is 58 years old and married with ten children. She owns and operates a small store, selling items such as soap, herrings, tinned food, and others. She has been doing this for two years. Joyita needs a loan to buy a new deep freezer, tinned fish, milk, boxes of chicken, sausages, snacks, bags of rice, sacks of sugar, onions, salt, soy sauce, and ice cream for resale in her store. She hopes to use her profits to extend her business. She became a member of SPBD in 2008 to gain access to capital for her business.



Loan details


Lenders and lending teams



Loan details