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Biziyuda is a 62-year-old woman. Much to her sorrow, her husband passed away a few months ago; he was always a source of strength and support for her. She has 3 children — 2 daughters and a son. Her daughters are already married, while her son has yet to marry. Biziyuda works as a nurse in a hospital. Her son works in a private company, and also makes a significant contribution to the family budget.

This year, Biziyuda wanted to renovate her home and see her son married, but she had to pay for her husband's funeral expenses. She would like to have her home renovated before it gets cold, and have her son married thereafter. Biziyuda and her son are counting on the support of Arvand; she hopes to receive a loan to buy construction materials to use for the renovation.
View original language description ↓
Бизиёда женщина в возрасте 62 лет. К большому сожалению несколько месяцев назад ее муж умер. Он был ей опорой и поддержкой. У нее 3 детей, двое дочерей и сын. Дочери уже замужем, сына еще не женила.
Бизиёда работает медсестрой в больнице. В этом году она хотела сделать дома ремонт и женить сына, но часть денег ушло на похороны мужа. Сын Бизиёды работает в одной из частных фирм, он также вносит непосильный вклад в семейный бюджет. Пока еще не похолодало она хочет провести ремонт дома, а потом уже женить сына , для этого она хочет получить кредит в Арванде чтобы закупить строительные материалы. Бизиёда и ее сын очень надеятся на поддержку от Арванд.

Additional Information

About MDO Arvand

MDO Arvand is one of the leading microfinance institutions in Tajikistan, offering small loans to entrepreneurs to start and grow their businesses. This makes an enormous difference in a country, which is not only the poorest in Central Asia, but also home to a population where two-thirds live below the poverty line. Today, Tajikistan's economy literally depends on remittances being sent from family members working abroad in Russia because there are so few local job opportunities.

But Arvand loans have been able to make a difference and change lives. Read about some of the incredible success stories they have seen here in this Kiva blog post: Bringing hope to Tajikistan with Arvand -- one success story at a time.


About Tajikistan

  • $2,700
    Average annual income
  • 203
    View loans »
    Tajikistan Loans Fundraising
  • $31,826,550
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $500 helped Biziyuda to buy construction materials to renovate her home.
100% repaid
Repayment Term
20 months (Additional Information)
Repayment Schedule
Sep 13, 2013
Sep 19, 2013
Currency Exchange Loss:
Mar 17, 2015