The loan they are requesting will be beneficial for micro entrepreneurs like Elena. She says this is the first time she works with Pro Mujer, and joined invited by a friend who is a member. Elena sells perfumes and says that she started a year ago when a friend taught her how to find the right contacts to run the business.
The loan she is requesting is to buy perfumes. She will buy them from wholesale distributors in the department of La Paz, and then sell them upon request. This activity helps her to receive an income to support her family. She is married and has a son. When asked what she likes about Pro Mujer, she says that she likes the health department.
El crédito que sacaran beneficiara a pequeñas microempresarias donde la señora Elena es integrante, ella indica que es la primera vez que integra Pro Mujer, ingresando por la invitación de una amiga que es socia de la institución. En la actualidad ella tiene un negocio venta de perfumes; da a conocer que este negocio lo aprendió hace un año de una amiga quien le enseñó a realizar los contactos necesarios para la compra de perfumes
El crédito que ahora sacará es para el aumento de capital (compra de perfumes) que adquirirá de las distribuidoras, por mayor, del departamento de La Paz y posteriormente lo comercializará a pedido. Esta forma de trabajo le permite generar recursos para mantener a su familia, ya que ella es casada y tiene un hijo.
Cuando se le consulta qué le gusta de Pro Mujer, ella responde que le gusta el área de salud.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
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