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Hugo Bladimir
Hugo Bladimir, who is 32 years old, lives with his life partner and their three children in the home they own. He is a livestock dealer, he buys and sells cattle. He also grows corn. His wife helps him with the work. Between the two of them, they do their best to get ahead. Hugo is a responsible family man, he is always fighting for his family and trying to give them a better life.

His house needs some repairs. First he wants to pour cement on the floors, since they are still dirt floors and generate lots of dust. He also wants to build a small room for the kitchen because there isn't enough space. He hopes to complete the renovations as soon as possible, because he will have more comfort. He decided to request a loan from FUSAI in order to buy the materials: cement, galvanized sheet metal, bricks, and other items.

Hugo Bladimir appreciates the help and promises to pay his debt.
View original language description ↓
Hugo Bladimir de treinta y dos años de edad vive junto a su compañera de vida y sus tres hijos en casa propia. El es negociante de ganado, compra y vende reces, además cultiva maíz, su esposa le ayuda con el trabajo, entre los dos luchan para salir adelante; Hugo es un hombre responsable y de familia, siempre está luchando por darles una vida mejor, su vivienda necesita algunas reparaciones, primero encementar el piso porque aun está de tierra y genera mucho polvo, también quiere construir un pequeño cuarto para la cocina porque no hay suficiente espacio; espera realizar los arreglos lo más rápido posible, pues eso les dará más comodidad. Está decidido en solicitarle a FUSAI un crédito que le permita comprar los materiales cemento, lamina galvanizada, ladrillos, entre otros. Hugo Bladimir agradece la ayuda y se compromete a pagar la deuda.

Additional Information

More information about this loan

This loan will be administered by FUSAI (Salvadoran Foundation for Comprehensive Development), a Salvadoran NGO that owns Kiva partner Apoyo Integral. FUSAI will disburse this loan in order to reach a population that doesn't currently work with Apoyo Integral. This type of loan covers basic services (like housing and water), and supports small business and agricultural activities. Borrowers come from low-income families in rural and peri-urban communities, and are considered to be too poor or lack the proper guarantees to get credit through traditional banks or microfinance institutions. Before receiving their loans, they are vetted by local community organizations and enrolled in classes in financial literacy, and the importance of sanitation, potable water and clean energy. Additionally, FUSAI enables borrowers to guarantee one another and take out loans smaller than El Salvador's average. Important to note is El Salvador is considered one of the most dangerous countries in the world, holding the 2nd place in the ranking of murders per capita. All these FUSAI borrowers live in areas considered by the police as highly violent and dangerous, mainly because of gangs influence. Main risks they face in these areas are thefts, extortions, kidnappings and murders.

About Apoyo Integral

Apoyo Integral (Apoyo) is a nonprofit organization offering financial products that enable clients to increase their working capital, purchase fixed assets, buy and remodel homes, expand agricultural business and more. The organization’s target group is businessmen and women who have already established their businesses but need financial support to strengthen or expand them.

Like Kiva, Apoyo is committed to empowering women involved in business activities in rural areas. Kiva lenders’ funds will be used to expand these services to an even greater number of poor clients in rural areas.

About Housing Loans

Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.


About El Salvador

  • $7,500
    Average annual income
  • 382
    View loans »
    El Salvador Loans Fundraising
  • $31,278,675
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $500 helped Hugo Bladimir to buy cement, sand, galvanized sheet metal, and bricks.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Sep 16, 2013
Sep 18, 2013
Currency Exchange Loss:
Nov 17, 2013