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Marco Antonio
Marco Antonio, 21, is a young man who has always stood out for being enterprising and responsible. For several years now he has been living in his parents' house which, thanks to God, is their own. Marco works as an automobile mechanic in a garage near his house. Every morning he wakes up with new dreams and desires of improvement.

He helps his parents economically and on this occasion he came to FUSAI to seek a loan because he greatly desires to fix a wall at his house that serves as a yard wall, because it is presently in poor condition. For this he needs to buy cement, blocks, gravel, iron, etc. He looks forward greatly to achieving this and feeling satisfied by providing a good house to his parents.
View original language description ↓
Marco Antonio de 21 años de edad es un joven que siempre se ha caracterizado por ser muy emprendedor y responsable. Tiene ya varios años de vivir en la casa de sus padres que da gracias a Dios que es propia. Marco se dedica a la labor de ser Mecánico Automotriz en un taller cercano a su hogar, cada mañana despierta con nuevas ilusiones y deseos de superación, el le ayuda a sus padres económicamente y en esta ocasión se acerco a FUSAI a solicitar un crédito pues con tantos deseos quiere arreglar un muro de su hogar ya que sirva como tapial porque se mantiene en mal estado y para esto necesita comprar cemento, ladrillos, grava. hierro etc. Desea con mucha ilusión poder realizar esto y sentirse satisfecho de entregarle una buena casa a sus padres

Additional Information

More information about this loan

This loan will be administered by FUSAI (Salvadoran Foundation for Comprehensive Development), a Salvadoran NGO that owns Kiva partner Apoyo Integral. FUSAI will disburse this loan in order to reach a population that doesn't currently work with Apoyo Integral. This type of loan covers basic services (like housing and water), and supports small business and agricultural activities. Borrowers come from low-income families in rural and peri-urban communities, and are considered to be too poor or lack the proper guarantees to get credit through traditional banks or microfinance institutions. Before receiving their loans, they are vetted by local community organizations and enrolled in classes in financial literacy, and the importance of sanitation, potable water and clean energy. Additionally, FUSAI enables borrowers to guarantee one another and take out loans smaller than El Salvador's average. Important to note is El Salvador is considered one of the most dangerous countries in the world, holding the 2nd place in the ranking of murders per capita. All these FUSAI borrowers live in areas considered by the police as highly violent and dangerous, mainly because of gangs influence. Main risks they face in these areas are thefts, extortions, kidnappings and murders.

About Apoyo Integral

Apoyo Integral (Apoyo) is a nonprofit organization offering financial products that enable clients to increase their working capital, purchase fixed assets, buy and remodel homes, expand agricultural business and more. The organization’s target group is businessmen and women who have already established their businesses but need financial support to strengthen or expand them.

Like Kiva, Apoyo is committed to empowering women involved in business activities in rural areas. Kiva lenders’ funds will be used to expand these services to an even greater number of poor clients in rural areas.

About El Salvador

  • $7,500
    Average annual income
  • 498
    View loans »
    El Salvador Loans Fundraising
  • $31,350,950
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $400 helped Marco Antonio to buy cement, blocks, gravel, iron, etc. for construction of a yard wall.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Sep 20, 2013
Sep 18, 2013
Currency Exchange Loss:
Nov 17, 2013