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Mirna Noelia
Mirna is a very enterprising woman with a desire to succeed. She lives with her husband and two children, who are in the first and fifth grade. She learned about agriculture from a young age, when she supported her father on the land where he grew crops. Her crops are located in the same village, where they are transported either by animals or walking for about an hour and a half. Mirna has a primary school education. She was only able to study up to the first grade, because her family's financial situation was not the best during her childhood. However, she learned to work hard to educate her two children so that they can improve the family's quality of life.

She dreams of seeing her children have a better future with better opportunities and life circumstances, so that they can support the family in whatever they do. For this reason, she is applying for a loan which will allow her to improve her crops, giving them better care by implementing supplies such as manure, fertilizer, coffee formula, and fungicides to avoid infestation and disease.
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Doña Mirna es una señora muy emprendedora con muchas ganas de salir adelante la cual comparte hogar junto a su esposo y sus 2 hijos quienes están en edad escolar uno cursa el primer grado y la mayor el quinto grado. Ella aprendió el rubro y oficio de la agricultura ya que desde muy pequeña apoyaba a su padre en la tierra que el cultivaba. Sus cultivos están ubicados en su misma comunidad a la cual se trasladan en vestía o caminando aproximadamente a una hora y media. Doña Mirna tiene un grado de educación primaria el cual curso solo el primer grado ya que la economía en su hogar no era la mejor en su juventud pero aprendió a trabajar fuertemente para educar sus 2 hijos y que ellos mejoren la calidad de vida de su familia.

Ella sueña con ver a sus hijos en un mejor futuro, con mejores oportunidades, mejores condiciones de vida para que puedan apoyar a su familia en todo lo necesario. por lo que ella hoy en día solicita un financiamiento con el cual mejorara sus cultivos dando una mejor asistencia aplicando insumos agrícolas como abono, fertilizantes, formula cafetalera, fungicidas que evitaran la contaminación de bichos y enfermedades.

Additional Information

More information about this loan

These loans are designed for female farmers who produce a variety of products (onion, garlic, eggplant, spinach, mango, strawberries, etc.). Loan terms will vary depending on need, and borrowers can choose to make a "bullet" payment timed with harvest profits. Agricultural loans are considered risky in Honduras due to external forces like unpredictable weather and worldwide crop prices. As a result, many traditional financial institutions are unwilling to offer these loans. With Kiva funding, COMIXMUL will be able to reach more borrowers with agricultural loans tailored to their needs.

About Honduras

  • $4,800
    Average annual income
  • 70
    View loans »
    Honduras Loans Fundraising
  • $9,399,550
    Funds lent in using Kiva
  • 20.4
    Honduras Lempiras (HNL) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,000 helped Mirna Noelia to buy farm supplies for her coffee crops.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
At end of term
Sep 5, 2013
Sep 18, 2013
Currency Exchange Loss:
Oct 17, 2014