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Isery Seminou Group
In this Group: Kasia Nallelie, Juliza Patricia, Petronila, Benita, Dunia Judith
Kasia, 29, is a single mother of two. She lives in La Ceiba, Atlántida. In search of a way to earn her own income, she started her business selling cassava bread, coconut bread, and cornflour drinks five years ago. She sells her products from her home and in her community.

Kasia is applying for this loan with her group, which is called Isery Seminou. This group is made up of five members, each of whom is applying for 7,000 Honduran lempiras, making a group total of 35,000 lempiras. They will use this loan to buy ingredients, such as flour, coconut, yuca, sweetcorn, sugar, and others to make bread, cornflour drinks, and cassava bread, with the goal of selling these products and earning an income. Their goal is to use the earnings to build a large oven with a greater capacity that will benefit the entire group.

As they appear in the photo, the group members are: Petronila on the left in a striped dress, followed by Benita, Juliza, Dunia, and Kasia on the right with a white shirt and pink bag.
View original language description ↓
Kasia, tiene 29 años de edad, es madre soltera, tiene dos hijos y vive en La Ceiba, Atlántida. En busca de obtener sus propios ingresos hace 5 años inicio con su negocio de elaboración y venta de kazabe, pan de coco y atol de maíz. Ella vende este producto en su casa y en la comunidad. Kasia esta solicitando un préstamo en forma grupal, el grupo se llama Isery Seminou que esta formado por 5 integrantes, cada una solicita 7,000 Lempiras haciendo un total grupal por 35,000 Lempiras. Este préstamo lo utilizaran para comprar insumos como harina, coco, yuca, elotes, azúcar y otros ingredientes para la elaboración de pan, atol y Kazabe, con el objetivo de vender y obtener ingresos. La meta que tienen es que de las ganancias van a elaborar un horno grande de mayor capacidad y que sirva para todo el grupo.
En la foto se identifican así: a la izquierda esta Petronila de vestido rayado, sigue doña Benita, luego Juliza, Dunia y Kasia a la Derecha de camiseta blanca con bolso rosado.

Additional Information

About Organización de Desarrollo Empresarial Femenino Financiera, S.A.

This loan is administered by Organización de Desarrollo Empresarial Femenino Financiera, S.A. (ODEF), a Kiva Field Partner in Honduras. A leader in the microfinance sector since 1985, ODEF strives to combat poverty by offering a wide array of financial services to low-income men and women. The organization works with its parent NGO, ODEF OPD, to provide training and technical assistance to impoverished microentrepreneurs. By incorporating the entire family unit in this process, ODEF OPD aims to improve the standard of living through the creation of profitable enterprises. Visit ODEF’s partner page for more information.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Honduras

  • $4,800
    Average annual income
  • 39
    View loans »
    Honduras Loans Fundraising
  • $9,970,375
    Funds lent in using Kiva
  • 20.4
    Honduras Lempiras (HNL) = $1 USD

Success!! The loan was 100% repaid

A portion of Isery Seminou Group's $1,725 loan helped a member to buy ingredients such as flour, coconut, cassava, sweetcorn, sugar, and others to make bread, cornflour drinks, and cassava bread.
100% repaid
Repayment Term
10 months (Additional Information)
Repayment Schedule
Sep 7, 2013
Sep 18, 2013
Currency Exchange Loss:
Mar 17, 2014