Roca Fuerte Group
The loan they’ll take out will benefit small micro businesswomen like Patricia. She indicates that she’s been part of Pro Mujer for seven years having joined thanks to an invitation from a friend who is a member of the institution. She currently has a business selling detergent. She comments that she started the business with her mother 20 years ago and when she got married decided to go into business on her own.
The loan she’ll take out now is to increase capital. She will buy detergent from wholesale suppliers in the city of El Alto and then sell it in her sales space. This way of working makes it possible for her to generate resources to support her home as possible for she’s married with two children. When asked what she likes about Pro Mujer, she answers the savings she has in the institution.
El crédito que sacaran beneficiara a pequeñas microempresarias donde la señora Patricia es integrante, ella indica que hace siete años que integra Pro Mujer, ingresando por invitación de una amiga que es socia de la Institución. En la actualidad ella tiene un negocio de venta de detergentes; cuenta que este negocio lo emprendió conjuntamente su madre hace veinte años atrás, posteriormente a casarse decide independizar su negocio.
El crédito que ahora sacará es para el aumento de capital (compra de detergentes) que adquirirá de las distribuidoras mayoristas de la Ciudad de El Alto y posteriormente lo comercializará en su espacio de venta. Esta forma de trabajo le permite generar recursos para mantener en lo posible a su hogar pues ella es casada y tiene dos hijos.
Cuando se le consulta qué le gusta de Pro Mujer, ella responde que le gusta el ahorro que se tiene en la institución.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.
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