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Azra's Group
In this Group: Azra, Shakeela
Azra is 47 years old and married, living in the area of Lahore, Pakistan. She is the mother of five children. Part of her house is still under construction because she does not have savings to complete the remaining construction.

Her husband owns a clothing business. His practice is to buy fabrics from wholesalers and sell them to retailers. He has built up a good reputation in the market. Due to the large numbers of customers, the demand for fabrics is increasing day by day, but he does not have sufficient money to buy more fabrics.

Therefore Azra has requested a loan from Kiva’s field partner, BRAC Pakistan, so that her husband can be able to buy more fabrics to fulfill the demand. She is in her sixth loan cycle and has shown an excellent repayment behavior. She has already taken loans from BRAC and invested in the business.

Azra hopes that her savings will much increase, and she will complete the remaining construction of her house. She dreams of a bright future for her children, of building the business, and of a better standard of living for her family.

She is very thankful to the Kiva and its field partner, BRAC Pakistan.

Additional Information

More information about this loan

BRAC Pakistan focuses its work in some of the most underdeveloped parts of Pakistan, characterized by poor infrastructure and high levels of poverty. By supporting this loan, you are enabling access to finance for borrowers living in some of Pakistan's poorest areas.

About BRAC Pakistan

BRAC Pakistan is a subsidiary of BRAC, one of the world’s largest development organizations with a focus on microfinance and economic empowerment. It offers micro-loans designed to help small businesses, very poor clients and others, in addition to health and education services. Kiva’s flexible, zero-interest capital will enable BRAC to expand its outreach in underserved regions and to women who have had no access to microfinance services.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Pakistan

  • $4,700
    Average annual income
  • 338
    View loans »
    Pakistan Loans Fundraising
  • $16,490,375
    Funds lent in using Kiva
  • 105.0
    Pakistan Rupees (PKR) = $1 USD

Success!! The loan was 100% repaid

A portion of Azra's Group's $600 loan helped a member to buy fabrics for resale.
100% repaid
Repayment Term
12 months (Additional Information)
Repayment Schedule
Sep 17, 2013
Sep 25, 2013
Currency Exchange Loss:
Aug 22, 2014