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This is 47-yr-old Ramatu She is married and has three children, who are 25, 16, and 12 years old. She has one additional dependent, who lives with her as a sale assistant.

In 1996, Ramatu established her plastics sales business. Specifically, she sells goods such as plastic/rubber bowls, buckets, and spoons. She began her business because she wants to help take care of her home and family. By working 7 days per week and 15 hours per day, she is able to earn approximately 850,000 SLL every month from her business. She explains that she is very hardworking.

She is now seeking a loan in the amount of 5,000,000 SLL. Ramatu would like this loan in order to buy more rubber, buckets, and spoons in a very large quantity for re-sale purposes. In the future, Ramatu plans to build a house and to educate her children to the university level. She thanks you for your support.

Additional Information

About the Association for Rural Development

The Association for Rural Development (ARD) is one of the leading microfinance institutions in Sierra Leone. Established in 1989, ARD has offered individual and group loans to support small-scale businesses across the country for two decades. You can learn more about ARD on its partner profile page, support the organization and its staff by joining the ARD lending team, or lend to another one of its borrowers currently raising funds on Kiva.


About Sierra Leone

  • $2,100
    Average annual income
  • 46
    View loans »
    Sierra Leone Loans Fundraising
  • $10,094,200
    Funds lent in using Kiva
  • 4,329.9
    Sierra Leone Leones (SLL) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,175 helped Ramatu to purchase additional inventory (e.g., rubber, buckets, and spoons) in bulk for re-sale purposes.
100% repaid
Repayment Term
12 months (Additional Information)
Repayment Schedule
Sep 6, 2013
Sep 25, 2013
Currency Exchange Loss:
Aug 17, 2014