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This is 42 year-old Hawa. She is married and has 4 children, age 20, 17, 7 and 5. She has 2 additional dependents who live with her, one for school and the other to assist her in her business. In 2010, Hawa established her plastic pans and dishes business. She began her business just to provide assistance to her husband. Her business is located at the city center and her main customers are both men and women. Working 7 days a week and 10 hours a day, she earns about Le 500,000 every month from this business.

Hawa would like a loan in the amount of Le 3,000,000. She requires a loan in order to buy pan dishes for 2,000,000 and rubber dishes for 1,000,000. She hopes that this loan will increase her stock levels. In the future, Hawa plans to educate her kids, to send her kids abroad and to build a house. She is saying thanks to Kiva, and she thanks you for your support.

Additional Information

About the Association for Rural Development

The Association for Rural Development (ARD) is one of the leading microfinance institutions in Sierra Leone. Established in 1989, ARD has offered individual and group loans to support small-scale businesses across the country for two decades. You can learn more about ARD on its partner profile page, support the organization and its staff by joining the ARD lending team, or lend to another one of its borrowers currently raising funds on Kiva.

About Sierra Leone

  • $2,100
    Average annual income
  • 46
    View loans »
    Sierra Leone Loans Fundraising
  • $10,094,200
    Funds lent in using Kiva
  • 4,329.9
    Sierra Leone Leones (SLL) = $1 USD

Success!! The loan was 100% repaid

A loan of $700 helped Hawa to buy more pans and dishes for her shop.
100% repaid
Repayment Term
10 months (Additional Information)
Repayment Schedule
Sep 6, 2013
Sep 25, 2013
Currency Exchange Loss:
Apr 16, 2014