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Ngoc is a 55-year-old widow. She lives with her two daughters in Ho Chi Minh City.

Ngoc has been running a general store for nearly five years. She sells many kinds of food products, such as instant noodles and snacks, for people in the local community. She intends to take a loan to buy a greater quantity of food products to meet her customers' demand and also to make some repairs to her house.

She hopes that through the loan she can earn more money with her current business and save additional amounts for reinvestment.

Additional Information

About Capital Aid Fund for Employment of the Poor

Capital Aid Fund for Employment of the Poor (CEP) is a non-profit Vietnamese microfinance institution that operates in the provinces of southeastern Vietnam and the Mekong Delta. CEP's head office is located in Ho Chi Minh City. This institution’s mission is to work with, and for, the poor and poorest to realize sustained improvements in well-being through the provision of financial and complementary non-financial services in an honest, efficient, and sustainable manner. The non-financial services CEP offers to complement its basic credit and savings products include financial education, raising awareness of health and sanitation issues, and education scholarships for children.

About Vietnam

  • $5,600
    Average annual income
  • 85
    View loans »
    Vietnam Loans Fundraising
  • $16,977,375
    Funds lent in using Kiva
  • 21,052.6
    Vietnam Dong (VND) = $1 USD

Success!! The loan was 100% repaid

A loan of $475 helped Ngoc to buy a greater quantity of food products to stock her store and also to repair her house.
100% repaid
Repayment Term
11 months (Additional Information)
Repayment Schedule
Sep 18, 2013
Sep 25, 2013
Currency Exchange Loss:
Jul 17, 2014