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Zulpuya is 50 years old, married and raises five children together with her husband. Zulpuya has secondary education. As a main income for her family, Zulpuya works with cattle breeding, after having started 9 years ago with the purchase of livestock for 5,000 som (KGS). Thanks to Zulpuya's persistent work, her farm currently has one dairy cow, one bull and one calf. The monthly income is 3,500 som (KGS).

With an aim to further develop her business, Zulpuya turned to the microfinance bank "Bai Tushum & Partners" for a loan in the amount of 50,000 som (KGS) for the purchase of bull-calves for fattening and reselling at the market at a higher price. Zulpuya plans to invest the income from the loan in further increasing the number of household animals.
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Зулпуе 50 лет, замужем, вместе с супругом воспитывают 5 детей. У Зулпуи - среднее образование, в качестве основного дохода для своей семьи Зулпуя занимается животноводством, стартовав 9 лет назад, с покупки скота на 5,000 сом KGS. Благодаря упорному труду Зулпуи, в ее хозяйстве на сегодняшний день имеется: 1 дойная корова, 1 бык и 1 теленок. Ежемесячный доход составляет 3,500 сом (KGS). В целях дальнейшего развития своего хозяйства, Зулпуя обратилась в Микрофинансовый банк «Бай –Тушум и Партнеры» за кредитом в сумме 50,000 сом (KGS) на покупку бычков для откорма с последующей реализацией на рынке по высокой цене. Доходы от кредита Зулпуя планирует вложить в дальнейшее приумножение количества домашней скотины

Additional Information

About Bai Tushum Bank CJSC

Bai Tushum Bank CJSC is a microfinance bank in Kyrgyzstan offering clients a range of products including loans for business development, trade, production, leasing, mortgage, consumption and more. Its portfolio is mostly comprised of group loans that cater to the broadest population of clients. Kiva lenders’ funds help the bank expand its services in remote areas to impact even more vulnerable communities in Kyrgyzstan.


About Kyrgyzstan

  • $2,500
    Average annual income
  • 36
    View loans »
    Kyrgyzstan Loans Fundraising
  • $11,530,050
    Funds lent in using Kiva
  • 48.9
    Kyrgyzstan Soms (KGS) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,025 helped Zulpuya to buy bull-calves.
100% repaid
Repayment Term
20 months (Additional Information)
Repayment Schedule
Sep 18, 2013
Sep 19, 2013
Currency Exchange Loss:
Mar 19, 2015