A loan of $475 helped to purchase poultry.


Grace's story

Grace lives in the Ndaragwa area of Kenya, which has one of the cooler climates in Kenya. She has three children and has been doing this work for 12 years. Her primary income sources are milk, eggs and crops. She stated that selling eggs is the most enjoyable part of farming. Her biggest challenge is feeding the chickens. Grace was asked why she chose Juhudi Kilimo for this loan, to which she replied: 'They offer a grace period.' This client was also asked what was learned during Juhudi's required micro-finance training session: 'They offer loans through groups that co-guarantee.' Her highest monthly expense are school fees. When asked 'How will this loan benefit her family', Grace replied 'More income will educate her children.' As part of Juhudi's loan appraisal process, each borrower's assets are evaluated. Grace owns the following: 'cow, poultry' but does not own 'pig, pump, bicycle, motorcycle, automobile.' Juhudi Kilimo also tries to measure any change in living standards based on this loan. This borrower has in the household 'mosquito net' but does not have 'electricity, solar power, running water, sewing machine, TV, DVD.'



Loan details


Lenders and lending teams



Loan details