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Shahzad is 28 years old, living in the area of Lahore, Pakistan.

Shahzad newly begins a business on partnership, in which he sells mobile phones and phone accessories. Initially, he did not have enough money to start the business, so he has taken financial help from his friend. Due to this partnership, he has to distribute the profit amount in two equal parts, which leaves him with much less. Also, his friend is not happy over the turnover, so he wants his money back. Shahzad does not have the money to pay the partially-invested amount to his friend.

Therefore, Shahzad requested a loan from Kiva’s field partner, BRAC Pakistan, so that he could pay the borrowed money and get full control over the shop and its profits.

Shahzad is a married person and recently started in his new life. He does not want to fail in fulfilling his responsibilities. He wants to get maximum earning, so that he can create a good reputation among his family members.

This time, Shahzad is hopeful that this business will work well and he will establish it soon, so that he can earn income for his family. Shahzad is very thankful to the Kiva and to its field partner, BRAC Pakistan.

Additional Information

More information about this loan

BRAC Pakistan focuses its work in some of the most underdeveloped parts of Pakistan, characterized by poor infrastructure and high levels of poverty. By supporting this loan, you are enabling access to finance for borrowers living in some of Pakistan's poorest areas.

About BRAC Pakistan

BRAC Pakistan is a subsidiary of BRAC, one of the world’s largest development organizations with a focus on microfinance and economic empowerment. It offers micro-loans designed to help small businesses, very poor clients and others, in addition to health and education services. Kiva’s flexible, zero-interest capital will enable BRAC to expand its outreach in underserved regions and to women who have had no access to microfinance services.


About Pakistan

  • $4,700
    Average annual income
  • 275
    View loans »
    Pakistan Loans Fundraising
  • $17,407,625
    Funds lent in using Kiva
  • 105.0
    Pakistan Rupees (PKR) = $1 USD

Success!! The loan was 100% repaid

A loan of $975 helped Shahzad to pay the partially-invested amount to his friend in Mobile shop.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Sep 17, 2013
Sep 25, 2013
Currency Exchange Loss:
Oct 17, 2014