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Mr. Adeel is a 27-year-old man. He lives with his family in Punjab, Pakistan. Since 2005, Adeel has been running his own general store near his house, which is a very successful business for his family. He is an active borrower of BRAC Pakistan. He sells a variety of daily-use products in his store, including milk, ice cream, cooking oil, candies, biscuits, popcorn, chips, etc.

His monthly net income is inadequate to cope with the family needs and expenses, so he is planning to add more variety of products to sell in his shop. However, due to financial constraints, he finds it difficult. Therefore, he has requested a Kiva loan from Kiva's field partner BRAC Pakistan. With the help of the loan amount, he would purchase cooking oil, flour, rice and yogurt to sell. This will not only help him to attract more customers, but will also increase his net income and savings, which would be helpful for him to meet his family needs and expenses more efficiently. He is very thankful to Kiva and BRAC Pakistan.

Additional Information

More information about this loan

BRAC Pakistan focuses its work in some of the most underdeveloped parts of Pakistan, characterized by poor infrastructure and high levels of poverty. By supporting this loan, you are enabling access to finance for borrowers living in some of Pakistan's poorest areas.

About BRAC Pakistan

BRAC Pakistan is a subsidiary of BRAC, one of the world’s largest development organizations with a focus on microfinance and economic empowerment. It offers micro-loans designed to help small businesses, very poor clients and others, in addition to health and education services. Kiva’s flexible, zero-interest capital will enable BRAC to expand its outreach in underserved regions and to women who have had no access to microfinance services.

About Pakistan

  • $4,700
    Average annual income
  • 271
    View loans »
    Pakistan Loans Fundraising
  • $17,407,625
    Funds lent in using Kiva
  • 105.0
    Pakistan Rupees (PKR) = $1 USD

Success!! The loan was 100% repaid

A loan of $975 helped Adeel to purchase cooking oil, flour, rice and yogurt to sell.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Sep 10, 2013
Sep 24, 2013
Currency Exchange Loss:
Oct 17, 2014