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Jalakanya Group
In this Group: Archana, Laxmi, Lily, Ambadi
Lily is a married woman of 24 years and lives with her husband and two daughters and one son aged about 5, 3 and 1 respectively, at Bissam Cuttack under Rayagada district of Odisha, India. The lady standing at the extreme left with raised hand is Lily. She is very energetic, hard-working and always devotes her time for the betterment of her family.

Lily makes leaf plates and sells them in the local market. She has been doing this business for the last six years. Lily’s husband is a 4th class employee (Home guard). Their family income is only Rs.3,500 per month, so it is very difficult to manage their day-to-day life. Soon after her marriage, Lily started leaf plate making and sold the plates. Initially she was selling them from her home. People were coming and purchasing, but when she started to supply leaf plates and cups to the grocery shops and wedding parties, her business expanded and she able to earn more income. She has already accessed two loans from Mahashakti. This time she needs a loan to purchase leaves from the wholesale market for expanding her business.

She has an ambition of having a 'pacca' (beautiful) house of her own.

The other members of her group, Archana, Ambadi and Laxmi, also want a loan for their leaf plate businesses.

Additional Information

More information about this loan

Mahashakti Foundation focuses its work in some of the most underdeveloped districts in Odisha, characterized by poor infrastructure and high levels of poverty. By supporting this loan, you are enabling access to finance for women living in some of India's poorest and most remote areas.

Important note about this loan

Due to Indian government regulations, if you fund this loan, you will not be repaid for at least 3 years. This borrower will likely repay your loan much sooner than that, in which case, the Field Partner may re-loan your funds to help other local borrowers. We want you to be aware of this minimum 3-year waiting period and the associated risks before making a loan to Indian borrowers on Kiva. Learn More >

About Mahashakti Foundation

Mahashakti Foundation is a public charitable trust that provides microfinance and development services in the low-income state of Odisha. Operating in the poorest region of India, the organization strives to serve rural communities, tribal groups and others living on less than USD$1 a day. In addition to microcredit, it also provides micro-savings and micro-insurance products, as well as business development, health, water and sanitation, and food security services.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.


About India

  • $4,000
    Average annual income
  • 82
    View loans »
    India Loans Fundraising
  • $6,089,250
    Funds lent in using Kiva
  • 63.2
    India Rupees (INR) = $1 USD
Paying Back

This loan has been fully funded!

A portion of Jalakanya Group's $650 loan helped a member to purchase leaves to make leaf plates for sale.
0% repaid
Repayment Term
43 months (Additional Information)
Repayment Schedule
At end of term
Aug 29, 2013
Sep 24, 2013
Currency Exchange Loss: