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Mr. Usman is 29 years old, and is a married man. He lives with his family in Punjab, Pakistan. Since 2001, he has been running a shoe shop, which is the only source of income for his family. He purchases a variety of shoes, and sells them in the market. He is offering all types of shoes and for all age groups. He has ladies, gents and children's varieties.

Currently, he needs to purchase a new variety of shoes for children. However due to financial constrains, he finds it difficult. Because of this his customers are decreasing day-by-day. So he has requested a loan from Kiva's partner BRAC Pakistan. With the help of loan amount he will purchase a variety of children's shoes to sell.

This will not only help him to grow his business, but will increase his net income and savings as well. He wants to provide a quality education for his children. He is very much thankful to Kiva and BRAC Pakistan.

Additional Information

More information about this loan

BRAC Pakistan focuses its work in some of the most underdeveloped parts of Pakistan, characterized by poor infrastructure and high levels of poverty. By supporting this loan, you are enabling access to finance for borrowers living in some of Pakistan's poorest areas.

About BRAC Pakistan

BRAC Pakistan is a subsidiary of BRAC, one of the world’s largest development organizations with a focus on microfinance and economic empowerment. It offers micro-loans designed to help small businesses, very poor clients and others, in addition to health and education services. Kiva’s flexible, zero-interest capital will enable BRAC to expand its outreach in underserved regions and to women who have had no access to microfinance services.


About Pakistan

  • $4,700
    Average annual income
  • 165
    View loans »
    Pakistan Loans Fundraising
  • $17,354,175
    Funds lent in using Kiva
  • 105.0
    Pakistan Rupees (PKR) = $1 USD
A loan of $975 helped Usman to purchase a variety of children's shoes to sell.
Repayment Term
14 months (Additional Information)
Repayment Schedule
Sep 14, 2013
Sep 24, 2013
Currency Exchange Loss:
Oct 24, 2013