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Shahrituz is a small district, where everyone knows each other. Hardworking people live in this district and one of them is Ziedali. Ziedali, just like the majority of people in his native district, wants to get involved in animal husbandry - raising bulls. Almost every family in Shahrituz has livestock in their yards. Ziedali's grandfather and father were shepherds, and he wants to be like them. He will spend the loan amount to buy cattle. He plans to keep them in a cowshed, left from his father. Ziedali is a responsible and well-read young person. He is 28 years old. He plans to buy bulls at a market. He has some money that he saved from providing a taxi service, but his own capital is not enough. We hope that this loan will help him, and that his father and grandfather will be proud of him.
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Шахритус не большой район, где все друг друга знают. В этом районе живут трудолюбивые люди и один из них Зиёдали. Зиёдали как и большинство людей родного района хочет заняться животноводством - разведением быков. В Шахритусе почти у каждой семьи есть скот во дворе. Дед и отец Зиёдали были пастухами, и он хочет быть похоже на них. Сумму от кредита он потратит на приобретения крупнорогатого скота. Он собирается держать их в коровнике, который достался от отца. Зиёдали ответственный и начитанный молодой человек, ему 28 лет. Он собирается купить быков на базаре. У него есть немного денег, которых он собрал от предоставления услуги, маршрутное такси. Но собственного капитала ему не хватает. Надеемся, что кредит ему поможет, и его отец и дед будут гордиться им.

Additional Information

More information about this loan

This loan is part of Humo's startup loan program targeting particularly vulnerable clients who live at subsistence and do not qualify for the standard loan due to lack of income from an existing business. This program offers clients up to a 4-month grace period on the loan. By funding this loan, you are supporting borrowers who have limited options to start and grow small businesses. This has the potential to alleviate the effects of poverty, significantly improving borrowers' incomes and their families' quality of life. 

About MDO Humo and Partners

MDO Humo and Partners is a microfinance institution in Tajikistan that aims to support vulnerable and underserved populations living in rural areas through financial and consulting services for small businesses. Kiva loans are used by groups and individual borrowers to start and grow businesses and build brighter futures for themselves, their families and their communities. This is especially important in Tajikistan, the poorest country in Central Asia, where more than two-thirds of the population lives below the poverty line.


About Tajikistan

  • $2,700
    Average annual income
  • 224
    View loans »
    Tajikistan Loans Fundraising
  • $32,113,175
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,050 helped Ziedali to buy bulls in order to start his own business.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Sep 6, 2013
Sep 19, 2013
Currency Exchange Loss:
Oct 17, 2014