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This is the story of Gilang, son of Mugiyono:

My favourite subject is computers and networking. My reason to choose this vocational study is I want to be a computer expert, especially a programmer. Formerly, it might have been hard for me to make adaptations with new friends and a new environment, but it has not happened for a long time. Now, I am one of them. We know and share each other. Besides that, the teachers are also friendly.

I am a member of the student football team. I can divide my time between school and after-school activities well. I enjoy playing football with my team, but I do not forget to study every day.

My problem at school is about paying the school fee. My parents are poor; it is something difficult for them to do, but they want me to still continue studying to the higher level of education. I beg Kiva lenders, may you help me to give funds for my school fee. My condition will be changed if I get a good occupation. The requirement of getting a good occupation, of course, is good education.

I live in Persit village, Jeruklegi sub-district, Cilacap Regency. We have a broken soil road along the village to the sub-district. It is a hilly area. The occupation of my father is a walker-seller. He walks door to door to sell his products every day. His salary is around Rp. 300,000 (Indonesian Rupiahs). I am the only child in the family. If I get the funds from Kiva, it will be used to pay my school fee. It also will lighten the financial burden in my family.

At school I learn many lessons, for example, English, computer and networking (my vocational majority), chemistry, math, Indonesian language, and so on. I chose the computer and networking because I am interested in computers. Computers are an unseparated thing from the world and human life. Besides that, I want to be a computer programmer.

So far, so good, at this school. It’s fun because I have many new friends and new experiences. We talk and share with each other.

Additional Information

More information about this loan

This loan is part of a YSBS vocational school loan program designed to help poor and low-income students. In the Cilacap region of Central Java, a significant number of students drop out of school following junior high because they can’t afford to continue. This loan product is designed to help these students attend senior high schools, which train them in specific vocations including accounting, farming, and fishing, and help them find jobs. This is a zero-interest loan, and students are expected to repay in monthly installments after they are employed.

Please be advised that this loan might carry a grace period while the student is in school that may result in a lengthy loan term. Please refer to the Repayment Schedule before making this loan.

About Yayasan Sosial Bina Sejahtera (YSBS)

Yayasan Sosial Bina Sejahtera (YSBS) is a non-governmental organization that has worked on poverty reduction, food security, gender issues, education, public health, and climate change in Central Java, Indonesia for over 40 years. Kiva lenders can fund tuition loans for students attending YSBS’ maritime academy and senior vocational high school to help them launch their careers, or enterprise loans for rural groups of women participating in the organization’s microfinance program.


About Indonesia

  • $5,200
    Average annual income
  • 78
    View loans »
    Indonesia Loans Fundraising
  • $5,747,225
    Funds lent in using Kiva
  • 11,322.3
    Indonesia Rupiahs (IDR) = $1 USD