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Rosa Marina
Rosa, 21, has a 9th-grade education. She lives with her two-year-old son and her life partner.

She has made a living selling clothing for four years. She learned about this work from a friend, who gladly decided to teach her about the business in order to have some extra money at home. She sells clothing for both men and women to meet the needs of her clients, who are sometimes very demanding in terms of what they will buy.

She has applied for a loan to buy cement, sand, and rocks to improve the area of her home where her kitchen is located. She will use the other part of the loan to buy more clothing.

With the help of this loan, she will be satisfied to see a beautiful and adaptable kitchen. She will also be pleased to see her business grow with this investment.

She plans to have a large business and to become a true businesswoman, which will allow her to give her son a good education for his social development.
View original language description ↓
Rosa de 21 años, .tiene un nivel académico hasta el 9º grado, vive junto a su hijo de 2 añitos de edad y su compañero de vida. Se dedica a la venta de ropa desde hace 4 años; tal trabajo lo aprendió por medio de una amiga, quien gustosamente decidió enseñarle, para poder tener unos ingresos extras en la casa.

Comercializa ropa para ambos sexos. Para satisfacer las necesidades de sus clientes, que a veces son exigentes con lo que van a comprar. El préstamo que esta solicitando es, para comprar cemento, arena y piedra; para mejorar el área donde esta ubicada su cocina y la otra parte la invertirá en la compra de más ropa.
Con eso ella se verá satisfecha con ver una cocina bonita y adaptable. Además, se complacerá al ver que su negocio crece, cuando ella invierta el dinero.

Ella planea tener un negocio grande, verse convertida en una verdadera comerciante, que le permita poder darle una buena educación a su hijo para su desarrollo social.

Additional Information

About CrediCampo

This loan is administered by CrediCampo, a Kiva Field Partner in El Salvador. CrediCampo seeks to improve the lives of rural communities and their families in areas including health, education, basic services, and infrastructure. Through its Community Development Unit, CrediCampo provides scholarships, leadership development training, and financial education programs for families in rural areas. CrediCampo’s work is crucial in addressing the issue of poverty in El Salvador. Based on 2009 estimates, 37.8% of the population lives below the poverty line. To learn more about CrediCampo and their work, visit their partner page.

About Housing Loans

Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.

About El Salvador

  • $7,500
    Average annual income
  • 549
    View loans »
    El Salvador Loans Fundraising
  • $31,835,275
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,000 helped Rosa Marina to buy cement, sand, and rocks to improve the area where her kitchen is located, as well as to buy more clothing.
100% repaid
Repayment Term
21 months (Additional Information)
Repayment Schedule
Aug 29, 2013
Sep 18, 2013
Currency Exchange Loss:
Dec 17, 2014