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Update on Irina

Irina sells clothing. Thanks to Kiva's previous loan, she was able to increase her goods turnover and make an additional profit. Recently, Irina and her husband bought a house. They were able to move, but the house needs repairs. First, Irina wants to warm up the house by installing a new heating boiler and putting in entry and room doors. Irina is requesting a loan in the amount of 24,000 hryvnia.
View original language description ↓
Ирина торгует одеждой. Благодаря предыдущему КИВА кредиту она смогла увеличить товарооборот и полуичть дополнительную прибыль. Недавно Ирина с мужем купили дом. Они смогли переехать, но дом нуждается в ремонте.
В первую очередь Ирина хочет утеплить дом - установить новый отопительный котел, вставить входные и межкомнатные двери. Ирини просит предоставить ей кредит в размере 24,000 гривен.

Previous Loan Details

Irina is married and has two grown children. Ten years ago, Irina went to Russia's capital Moscow to make some money. She invested her earnings into her own business and is currently engaged in clothing sales. She sells windbreakers, sports clothing, shorts, T-shirts, caps, jeans, tunics, dresses... More from Irina's previous loan »

Additional Information

About HOPE Ukraine

HOPE International, a Christian faith-based non-profit organization, has been operating in Ukraine since 1997. HOPE Ukraine was the organization’s first international venture. In addition to its core microfinance activities, HOPE also supports an active children's ministry in Ukraine in the form of “Tomorrow Clubs,” after-school programs that teach children the gospel through games, skits and songs.

Concurrent and Successive Loans

Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.

This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.


About Ukraine

  • $8,200
    Average annual income
  • 1
    View loans »
    Ukraine Loans Fundraising
  • $6,441,575
    Funds lent in using Kiva
  • 8.2
    Ukraine Hryvnia (UAH) = $1 USD
A loan of $2,950 helped Irina to repair a house.
Repayment Term
26 months (Additional Information)
Repayment Schedule
Sep 13, 2013
Sep 19, 2013
Currency Exchange Loss:
Oct 19, 2013