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Hisham, a 33-year-old married man from Qalqilia, lives with his wife and three children, a boy and two girls, in a very old house that needs a great deal of improvement and repair. An employee in a local firm, Hisham earns a low income which is insufficient to cover all of the family's needs.

Hisham has requested a USD Murabha loan from FATEN to help him buy the construction materials needed to repair his house, such as paint, wood and some water pipes. The loan will help the family to live in better conditions.

Additional Information

More information about this loan

This loan is governed by Islamic lending principles. Because Islamic Law prohibits the charging of interest, FATEN is charging 0% interest on this loan. This is a Murabaha loan, which means that FATEN purchases goods for borrowers and charges a fee or mark-up. Click here to learn more about this loan type and Kiva's approach to lending in the Islamic world.  


Palestinians face unique challenges due to the economic and political environment in the West Bank and Gaza. Click here to learn more about how Kiva and FATEN are working to help Palestinian borrowers overcome these obstacles and how your support can make a difference.

About Housing Loans

Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.


About Palestine

  • $4,900
    Average annual income
  • 72
    View loans »
    Palestine Loans Fundraising
  • $14,460,450
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,200 helped Hisham to buy construction materials to repair his house including paint, wood and some water pipes.
100% repaid
Repayment Term
21 months (Additional Information)
Repayment Schedule
Aug 22, 2013
Sep 23, 2013
Currency Exchange Loss:
Apr 18, 2015