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Juntos Para El Progreso Group
In this Group: Felipe*, Maria Exaltacion, Vilma , Dina , Paulina , Griselda, Alicia, Juan Bautista, Lidia
* not pictured

Update on Juntos Para El Progreso Group

Alicia belongs to the communal bank "Juntos Para el Progreso." This group is from the Huanchac district of Cusco province, in the department of Cusco.

Alicia is 20 years old, lives with a partner, and has a child. She alternates her daily activities with her business selling vegetables and potatoes. She sells in one of the markets in the City of Cusco. She's had this business for some time, and it is going well thanks to the effort that she puts into the business every day. She is a responsible and hardworking person who wants to continue to work so that she can support her family.

Alicia is requesting a loan to buy vegetables such as: carrots, squash, and other produce.

The other members of this group have businesses selling: snacks, clothing, appliances, plastic items, and CDs, and one member is a building contractor.

The person in the photo whose face is covered does not belong to this communal bank.

Alicia is grateful for the support that she will be getting, and she promises to make her payments in a disciplined manner.
View original language description ↓
La socia pertenece al banco comunal “JUNTOS PARA EL PROGRESO” el banco se encuentra ubicado en el Distrito de Huanchac, en la Provincia de Cusco y Departamento de Cusco.
La socia Alicia tiene 20 años de edad tiene 01 hijo y es conviviente, la socia alterna sus actividades diarias con el negocio de venta de verduras y papa, la socia vende en uno de los mercados de la ciudad de Cusco, la socia lleva buen tiempo con su negocio el cual le va bien gracias al empeño que le pone cada día a su negocio, la socia es una persona responsable y empeñosa, la socia desea poder seguir trabajand9 para de esta forma seguir apoyando a su familia.

La socia solicita el crédito para la compra de verduras como zanahorias, zapallos entre otros.

Los demás socios se dedican a la venta de golosinas, venta de ropa, venta de artefactos, venta de plasticos, venta de cds, maestro contratista.

La persona que sale con la cara tapada no pertenece al banco comunal.

La socia agradece el apoyo que se le otorgara y así mismo se compromete a cumplir de manera disciplinada con los pagos de las cuotas.

Previous Loan Details

The member belongs to the “Juntos para el Progreso” (Together for Progress) communal bank located in Huanchac District, Cusco Province and Department. The member is María, 62. She has a spouse and four children who are already living independently. She works selling cooked eggs with cooked... More from Juntos Para El Progreso Group's previous loan »

Additional Information

Important Information

About Asociación Arariwa
Asociación Arariwa is a large non-governmental organization that started offering microcredit in 1994 to improve the quality of life, skills and equity of the population in the rural Cusco region of Peru. Arariwa serves the southern Andean provinces of Peru, and is distinguished by its efforts to reach the very poor, who often live in isolated rural areas. Arariwa fosters village banking, supports savings accounts, promotes access to education, and empowers women entrepreneurs (who make up 78% of its borrowers).

Concurrent and Successive Loans

Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.

This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Peru

  • $12,000
    Average annual income
  • 117
    View loans »
    Peru Loans Fundraising
  • $61,994,300
    Funds lent in using Kiva
  • 2.8
    Peru Nuevos Soles (PEN) = $1 USD

Success!! The loan was 100% repaid

A portion of Juntos Para El Progreso Group's $3,125 loan helped a member to buy vegetables such as carrots and squash.
100% repaid
Repayment Term
6 months (Additional Information)
Repayment Schedule
Aug 27, 2013
Sep 17, 2013
Currency Exchange Loss:
Jan 17, 2014