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Beatrice's Group
In this Group: Elizabeth, Agnes, Gladys, Comfort, Beatrice
This group is made up of five women who are in the sale of beans, gari (processed cassava), underwear, fish, detergents, and dyes. Beatrice is the featured leader of this group of entrepreneurs and she was born in Teshie-Accra city in the coastal region of Ghana, 52 years ago. She is married to a fire-service man, and the couple has three children who are attending primary and secondary school.

For 10 years now, Beatrice has been selling beans, gari, and plantains. This is the sixth loan cycle that Beatrice and her group members have applied for from ID-Ghana. With the help of this loan, they will be able to expand their respective businesses, make more sales, and consequently improve upon their living conditions.

They would need a total amount of GHS 2,900 and Beatrice will use her share of the loan (GHS 900) to expand her business. She will buy one bag of beans and one bag of gari and plantains to resell.

Additional Information

About ID Ghana

ID Ghana is a microfinance NGO that provides financial and social services to underserved urban communities in Accra. ID Ghana’s socially-oriented business model provides clients with a number of social services, including financial literacy training, group discussions led by peer educators on health and nutrition education, child schooling, basic medical services, and counseling and legal services for women victims of violence.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Ghana

  • $3,500
    Average annual income
  • 20
    View loans »
    Ghana Loans Fundraising
  • $12,634,025
    Funds lent in using Kiva
  • 2.2
    Ghana Cedis (GHS) = $1 USD

Success!! The loan was 100% repaid

A portion of Beatrice's Group's $1,350 loan helped a member to buy one bag of beans and one bag of gari and plantains to resell.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
Sep 12, 2013
Sep 23, 2013
Currency Exchange Loss:
Apr 16, 2014