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Update on Ndugu

Ndugu is asking for a new loan because she believes that through it, she will improve her business.

The previous loan enabled her to to save money to open a mat-weaving business. However, she still operates her business selling cashew nuts. She is requesting for a loan of KES 40,000 to purchase palm leaves for her business.

She feels that she was able to make a good investment with her previous loan. To date it has allowed her to maintain her level of profits to help her family cover their personal expenses.

Previous Loan Details

Ndugu, 36, is married and has six children. She lives in an urban area in the municipality of Mombasa, Kenya. She has been selling cashew nuts at the market for the past 8 years. She stocks for wholesale sales. At present she’s requesting a 30,000 KES loan to buy five sacks of cashew nuts and ... More from Ndugu's previous loan »

Additional Information

About Yehu Microfinance Trust

This loan is administered by Yehu Microfinance Trust, which was founded in 1998 as a project of CHOICE Humanitarian Kenya. In July 2007, Yehu became a separate entity from CHOICE and was registered as a trust. Since then, Yehu has expanded to cover over half of Kenya’s 13 coastal districts.

Concurrent and Successive Loans

Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.

This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.


About Kenya

  • $1,800
    Average annual income
  • 426
    View loans »
    Kenya Loans Fundraising
  • $50,344,275
    Funds lent in using Kiva
  • 87.6
    Kenya Shillings (KES) = $1 USD

Success!! The loan was 100% repaid

A loan of $475 helped Ndugu to purchase palm leaves for her business.
100% repaid
Repayment Term
13 months (Additional Information)
Repayment Schedule
Sep 5, 2013
Sep 23, 2013
Currency Exchange Loss:
Sep 20, 2014