Although he has received no prior formal education, Benjamin is an entrepreneur. He specializes in plantain farming and the selling of gari in Asafa (near Cape Coast). He has been involved in this enterprise for four years. Benjamin is married and has five children. His wife is unemployed. The proceeds from his business normally go towards helping his wife cover the family’s general expenses and pay their children’s school fees. Benjamin wants to use his loan to increase his current inventory levels, hence allowing him to sell greater quantities of gari and also buy farm inputs to enhance his farming activities. In the long term, Benjamin plans to reinvest future profits into his business, thus helping him expand and meet the needs of rising customer demands.