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Ismet is a married father of two children. He is working at the Water Supply Company and his wife is a housewife taking care of children. Ismet has managed to build a new house but he could not finish it because of lack of money, since the money he generates through his work is not enough for him to provide for his family and complete the house.

For the first time, Ismet is requesting a loan so that he will be able to build a facade on his house. Then he will achieve his goal, which is to finish a house, to have a better space and offer better security for his family. The loan will help him to improve the living conditions for his family as he is hoping to offer a better life to them.

Additional Information

About KosInvest

KosInvest is a micro-enterprise development organization that provides loans to help people in rural Kosovo generate more income and improve their living conditions. It offers a wide range of loan products, from loans tailored to micro and small enterprises to loans designed to help women-headed households.

About Housing Loans

Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.


About Kosovo

  • $7,600
    Average annual income
  • 4
    View loans »
    Kosovo Loans Fundraising
  • $2,256,825
    Funds lent in using Kiva
  • 0.8
    Euro (EUR) = $1 USD
A loan of $2,000 helped Ismet to facade his house.
Repayment Term
22 months (Additional Information)
Repayment Schedule
Aug 29, 2013
Sep 23, 2013
Currency Exchange Loss:
Oct 23, 2013