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Nurizat is 25 years old, married, and together with her husband, is raising two children. Nurizat has a university education. As the main source of income for her family, Nuriza practices crop farming. She started this business 8 years ago, with a start-up investment of 30,000 som (KGS). Thanks to Nuriza's hard work, on her farm she currently has a 1.5 hectare plot of land, on which she grows peppers, tomatoes and beans. Every year, she receives a rich and bountiful harvest. She then sells her produce in bulk at the local vegetable market. Her monthly earnings are 15,000 som (KGS). For the further development of her farming business, Nurizat turned to Microfinance Bank "Bai Tushum and Partners." She is requesting a loan in the amount of 65,000 som (KGS) to use for harvesting. Her intent is to hire workers, and she should not only pay for those who work for her, but also for a combine harvester to harvest the crops. Nurizat plans to invest the earnings from the loan into acquiring livestock in the future.
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Нуризат 25 лет, замужем, вместе с супругом воспитывают 2 детей. У Нуризат - высшее образование, в качестве основного дохода для своей семьи Нуризат занимается полеводством, стартовав 8 лет назад, с 30,000 сом KGS. Благодаря упорному труду Нуризат, в ее хозяйстве на сегодняшний день имеется: 1,50 ГА земельной доли, на которой ежегодно выращивает: перец, помидоры и фасоль. Каждый год получает хороший и богатый урожай. Реализует оптом на местном овощном рынке. Ежемесячный доход составляет 15,000 сом (KGS). В целях дальнейшего развития своего хозяйства, Нуризат обратилась в Микрофинансовый банк «Бай –Тушум и Партнеры» за кредитом в сумме 65,000 сом (KGS) на использование кредита на сбор урожая, намерена нанять рабочую силу, должна оплатить за работу им, также сюда включаются затраты на комбайн по сбору урожая. Доходы от кредита Нуризат планирует вложить в дальнейшее приумножение количества домашней скотины.

Additional Information

About Bai Tushum Bank CJSC

Bai Tushum Bank CJSC is a microfinance bank in Kyrgyzstan offering clients a range of products including loans for business development, trade, production, leasing, mortgage, consumption and more. Its portfolio is mostly comprised of group loans that cater to the broadest population of clients. Kiva lenders’ funds help the bank expand its services in remote areas to impact even more vulnerable communities in Kyrgyzstan.


About Kyrgyzstan

  • $2,500
    Average annual income
  • 60
    View loans »
    Kyrgyzstan Loans Fundraising
  • $12,018,650
    Funds lent in using Kiva
  • 48.9
    Kyrgyzstan Soms (KGS) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,350 helped Nurizat to hire workers and a combine to help her harvest her crops.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Aug 27, 2013
Sep 20, 2013
Currency Exchange Loss:
Sep 17, 2014