A loan of $1,800 helped to purchase a minibus to trade fruits and vegetables.


Zviad's story

Zviad is 41 years old. He lives in a small village in the Zestaponi district of western Georgia with his mother and a son. His mother is provided with a retirement pension. Zviad has a secondary education and he and his son are unemployed now. The family belongs to the subsistence poor category, as they have no source of income and live in poverty. According to the above-mentioned situation, Zviad lacks access to capital markets and financial institutions to obtain credit for starting a business, as they require a stable income and business experience. The Start Up program created by Kiva and Credo enabled him to get a loan of $1,800. With the received loan, Zviad will purchase a minibus and start trading fruits and vegetables. He is going to purchase them in the Kakheti region of eastern Georgia and transport them with the minibus to resell in the Zestaponi district. His main clients will be his villagers. This credit will help him support his family. Zviad is thankful to Kiva lenders for giving him a chance to generate income.



Loan details


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Loan details