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Ertay is 34 years old, he is not married and lives with parents. Ertay has secondary education and is doing animal husbandry and field crop cultivation as a main source of income for his family which he started fourteen years ago with the purchase of cattle for 60,000 som (KGS). Thanks to his hard work Ertay now has one milk cow, one calf, forty sheep and one horse. His monthly income is 16,000 som. With the goal to further grow his business Ertay has come to the microfinance bank Bai Tushum and Partners for a loan in the amount of 70,000 KGS to buy a horse to increase the headcount of livestock. He plans to invest the income from the loan into further increase of the livestock and plans to save some money to hold a wedding for himself.
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Эртаю 34 года, холост, проживает с родителями. У Эртая- среднее образование, в качестве основного дохода для своей семьи Эртай занимается животноводством и полеводством, стартовав 14 лет назад, с покупки скота на 60,000 сом KGS. Благодаря упорному труду Эртая, в его хозяйстве на сегодняшний день имеется: 1 дойная корова, 1 теленок, 40 овец, 1 лошадь. Ежемесячный доход составляет 16,000 сом (KGS). В целях дальнейшего развития своего хозяйства, Эртай обратился в Микрофинансовый банк «Бай –Тушум и Партнеры» за кредитом в сумме 70,000 сом (KGS) на покупку лошади для увеличения поголовья скота. Доходы от кредита Эртай планирует вложить в дальнейшее приумножение количества домашней скотины, и планирует накопить средства на проведение своего свадебного торжества.

Additional Information

About Bai Tushum Bank CJSC

Bai Tushum Bank CJSC is a microfinance bank in Kyrgyzstan offering clients a range of products including loans for business development, trade, production, leasing, mortgage, consumption and more. Its portfolio is mostly comprised of group loans that cater to the broadest population of clients. Kiva lenders’ funds help the bank expand its services in remote areas to impact even more vulnerable communities in Kyrgyzstan.


About Kyrgyzstan

  • $2,500
    Average annual income
  • 59
    View loans »
    Kyrgyzstan Loans Fundraising
  • $12,008,925
    Funds lent in using Kiva
  • 48.9
    Kyrgyzstan Soms (KGS) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,450 helped Ertay to buy a horse.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Sep 4, 2013
Sep 19, 2013
Currency Exchange Loss:
Oct 17, 2014