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Rafik is 63 years old and he lives in the village Dsegh in Lori region. Rafik is married and he has a son who now lives in the Russian Federation, and from time to time tries to help his parents financially. Rafik works as a forester and he has shift work. Having free time gives Rafik an opportunity to be engaged in farming; particularly he has become skilled in swine breeding with which his wife helps him very much. Rafik manages to sell some pork to their city butchers. He is asking for a loan of 300,000 Armenian drams in order to buy a lot of animal fodder for the coming winter months.

Additional Information

About “Nor Horizon”

“Nor Horizon” UCO LLC is committed to promoting poverty alleviation in Armenia by providing high-quality financial and other business development services to enterprising individuals in under-served rural and urban markets who have a strong will to establish and develop their own small-scale businesses. Originally created as the Armenian micro credit program of Oxfam (Great Britain) in late 1995, “Nor Horizon” LLC has been licensed under supervision of the Central Bank of Armenia since early 2006.

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About Armenia

  • $6,300
    Average annual income
  • 166
    View loans »
    Armenia Loans Fundraising
  • $17,071,775
    Funds lent in using Kiva
  • 409.4
    Armenia Drams (AMD) = $1 USD

Success!! The loan was 100% repaid

A loan of $750 helped Rafik to buy a lot of animal fodder for the coming winter months.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Aug 30, 2013
Sep 22, 2013
Currency Exchange Loss:
Jun 17, 2014