A loan of $300 helped to pay for additional supplies and merchandise products, such as clothing, footwear, undergarments and cosmetics needed in her business.

Gemma's story

This is Gemma. She previously accessed an 8,000 Philippine pesos (PHP) loan that she used to purchase merchandise items and products needed in her business. Her earnings were a big [help] for her child’s education and in their personal, household and business expenditures.

Gemma would like to apply for a new 13,000 PHP loan to buy more merchandise items and products to increase her inventory. The more items she has on display and available on hand, the better. More items to sell will result in better profit. Her profits from the business will definitely help her to cover her child’s education and daily needs. She looks forward to this financial increase with gladness and thankfulness in her heart.

Gemma hopes to be more knowledgeable in business and dreams that her child will finish his studies. She meets up with her co-fellowship members to share stories of their work every week. This is where she can also draw strength and inspiration from the Word of God she studies.

* All CCT community partners / clients are organized into fellowship groups that meet on a weekly basis. A fellowship group is composed of 15 to 30 community partners. The fellowship groups gather each week to study the Word of God, build social capital, and pay microfinance loans.

Loan details

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Loan details