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Yusuf is in his forties and from the city of Kuljab in the Vose region. He is proud of his status as a business man, sales man, brother, son and is simply a good person and a reliable friend. Yusuf has an electronics store, where he used to sell electronics. Currently he and his brother want to reestablish this business. They decided to sell mobile phones and their accessories. His craving to know everything new and the latest devices in the world of electronics and technology pushed him to this step.

Yusuf would like to bring mobile phones and accessories for this new technology from Dushanbe, the capital of Tajikistan, so that his small region, Vose, moves along and become "mobilized". With this dream and hope they went to Humo and requested a loan. Yusuf hopes that he will again be able to establish his business and make mobile communication easily available to the residents of the region.
View original language description ↓
Сорокалетний Юсуф из города Куляб района Восеъ, гордо носит статус бизнесмена, продавца, брата, сына и просто хорошего человека, надежного друга. У Юсуфа имеется магазин техники, где он раньше торговал техникой и сейчас со своим братом хочет восстановить этот бизнес. Они собираются продавать мобильные телефоны и их запчасти. На этот шаг его толкнул тяга знать все новое и новейшие приборы в мире техники и технологии. Юсуф хочет привести из Душанбе - столицы Таджикистана мобильные телефоны и запчасти новой технологии, чтоб его маленький район Восеъ продвинулся и мобилизовался. С такой мечтой и надеждой они пошли в "Хумо" и попросили кредит. Юсуф надеется, что он сможет снова восстановить бизнес и сделать мобильную связь для жителей района легкодоступным.

Additional Information

More information about this loan

This loan is part of Humo's startup loan program targeting particularly vulnerable clients who live at subsistence and do not qualify for the standard loan due to lack of income from an existing business. This program offers clients up to a 4-month grace period on the loan. By funding this loan, you are supporting borrowers who have limited options to start and grow small businesses. This has the potential to alleviate the effects of poverty, significantly improving borrowers' incomes and their families' quality of life. 

About MLO Humo and Partners

MLO Humo and Partners is a microfinance institution in Tajikistan that aims to support vulnerable and underserved populations living in rural areas through financial and consulting services for small businesses. Kiva loans are used by groups and individual borrowers to start and grow businesses and build brighter futures for themselves, their families and their communities. This is especially important in Tajikistan, the poorest country in Central Asia, where more than two-thirds of the population lives below the poverty line.


About Tajikistan

  • $2,700
    Average annual income
  • 201
    View loans »
    Tajikistan Loans Fundraising
  • $31,083,650
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $2,950 helped Yusuf to purchase mobile phones in order to make mobile communication available.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Sep 12, 2013
Sep 18, 2013
Currency Exchange Loss:
Oct 17, 2014