A loan of $950 helped to buy rice, sugar, oil, candy, and other goods.

Martha Cecilia's story

The "Las Luminosas" communal bank meets every fifteen days in Las Palmas del Cantón Montecristi. This area is known for its rich precolonial culture and for its artisan crafts, which are recognized nationally and internationally.

Martha, 39, lives in this area. She is single and lives in her parents' house. She has been with the communal bank since its foundation, and she enjoys it because the loans allow her to finance her business.

Martha and her parents opened a grocery store in their community twenty years ago. With their effort and work, they have managed to grow their store, especially since they have been receiving these loans. They sell all kinds of products in the store, such as rice, sugar, oil, detergent, legumes, vegetables, and fruit, as well as candy, honey and other typical products from the province. She takes advantage of the opportunity to sell these products to people who are passing through the town on their way to other cities. She works every day from 6 a.m. to 8 p.m., and sometimes even later. Her parents work with her, since this is their family business.

She will use this loan to stock her store. She will buy rice, sugar, oil, candy, and other goods that she sells in the store. Her goals are to continue making progress with her business and for the store to grow every day.

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Translated from Spanish by Kiva volunteer Amy Volz

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Loan details